:root{--bg:#f6f8fb;--surface:#fff;--ink:#16212b;--muted:#5d6d7b;--line:#dce4eb;--brand:#155778;--brand-dark:#0e3d55;--brand-soft:#eaf3f7;--accent:#b42318;--accent-soft:#fff1ef;--ok:#17623a;--ok-soft:#edf8f1;--warn:#77520d;--warn-soft:#fff8e7;--max:1180px;--shadow:0 14px 38px rgba(28,54,72,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased}img{max-width:100%}a{color:var(--brand);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}.container{width:min(var(--max),calc(100% - 32px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;border-radius:8px;z-index:999;box-shadow:var(--shadow)}
.topbar{background:#102a3a;color:#dbe8ee;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:8px 0}.topbar strong{color:#fff}.topbar a{color:#fff}
.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:72px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.02em;white-space:nowrap}.brand-mark{width:39px;height:39px;border-radius:12px;display:grid;place-items:center;background:var(--brand);color:#fff;font-weight:900;box-shadow:0 8px 18px rgba(21,87,120,.18)}.nav-links{display:flex;align-items:center;gap:15px}.nav-links a{color:#293b49;font-weight:700;font-size:.93rem;text-decoration:none;white-space:nowrap}.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--brand);text-decoration:underline}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 12px;font-weight:750;color:var(--ink)}
.hero{padding:56px 0 38px;background:radial-gradient(circle at 82% 18%,rgba(210,230,239,.7),transparent 32%),linear-gradient(180deg,#fbfdff 0%,var(--bg) 100%)}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:36px;align-items:center}.eyebrow,.tag{display:inline-flex;align-items:center;background:var(--brand-soft);color:var(--brand);border:1px solid #d6e7ef;border-radius:999px;padding:6px 10px;font-weight:800;font-size:.83rem;letter-spacing:.01em}.hero h1,.article h1,.page-title{font-size:clamp(2.35rem,5vw,4.65rem);line-height:1.02;letter-spacing:-.055em;margin:17px 0}.page-title{font-size:clamp(2.2rem,4vw,3.7rem)}.hero .lead,.lead{font-size:1.17rem;color:#455666;max-width:780px}.hero-subline{font-weight:800;color:var(--brand-dark);margin:15px 0 0}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:47px;padding:0 18px;border-radius:11px;font-weight:800;border:1px solid var(--brand);text-decoration:none;transition:.15s ease}.btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(21,87,120,.12);text-decoration:none}.btn.primary{background:var(--brand);color:#fff}.btn.secondary{background:#fff;color:var(--brand)}.hero-proof{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.proof-chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 9px;font-size:.82rem;color:#526372;font-weight:700}
.hero-photo{position:relative;border-radius:26px;overflow:hidden;border:1px solid var(--line);background:#dfe8f0;box-shadow:0 22px 50px rgba(25,54,78,.13);min-height:390px;margin:0}.hero-photo img{display:block;width:100%;height:100%;min-height:390px;object-fit:cover}.hero-photo figcaption{position:absolute;left:18px;right:18px;bottom:18px;background:rgba(16,30,40,.84);color:#fff;border-radius:14px;padding:13px 15px;font-size:.89rem;line-height:1.5;backdrop-filter:blur(5px)}
.notice{background:var(--warn-soft);border:1px solid #ead9a6;border-radius:14px;padding:15px 17px;color:#5d4719}.notice strong{color:#47350e}.disclosure{margin:22px 0 0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;color:#4b5d6a}.disclosure strong{color:var(--ink)}
.section{padding:42px 0}.section.alt{background:#eef3f7;border-top:1px solid #e1e8ee;border-bottom:1px solid #e1e8ee}.section h2{font-size:clamp(1.85rem,3vw,2.8rem);line-height:1.14;letter-spacing:-.038em;margin:0 0 14px}.section-intro{color:var(--muted);max-width:800px;margin:0 0 25px}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:22px}.section-head p{margin:0;color:var(--muted);max-width:620px}.section-head h2{margin:0}.mini-link{font-weight:800;white-space:nowrap}
.trustbar{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0}.trustitem{background:#fff;border:1px solid var(--line);border-radius:15px;padding:17px;box-shadow:0 4px 16px rgba(30,55,72,.03)}.trustitem strong{display:block;margin-bottom:4px}.fine{font-size:.86rem;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{display:block;background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:22px;color:inherit;text-decoration:none;transition:.16s ease}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);text-decoration:none}.card h3{margin:0 0 8px;line-height:1.28}.card p{margin:0;color:#526276}.card .meta{font-size:.84rem;color:var(--muted);margin-top:15px}.stat{font-size:1.95rem;font-weight:880;color:var(--brand);letter-spacing:-.04em}.card-icon{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--brand-soft);color:var(--brand);font-weight:900;margin-bottom:14px}
.feature-card{padding:0;overflow:hidden}.feature-card img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}.feature-card .body{padding:20px}.feature-card .tagline{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--brand);font-weight:850;margin-bottom:8px}
.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.quick-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:19px}.quick-card .num{font-weight:900;color:var(--brand);font-size:1.15rem}.quick-card h3{margin:6px 0}.quick-card p{color:var(--muted);margin:0 0 10px}
.source-list{display:grid;gap:12px}.source-item{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}.source-item strong{display:block}.source-item small{color:var(--muted)}
.photo-grid{display:grid;grid-template-columns:1.15fr .85fr .85fr;gap:18px}.photo-card,.content-photo{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 10px 28px rgba(25,54,78,.05);margin:0}.photo-card img{width:100%;height:100%;min-height:220px;object-fit:cover;display:block}.photo-card.photo-span-2{grid-row:span 2}.photo-card figcaption,.photo-card .photo-body,.content-photo figcaption{padding:12px 16px;font-size:.9rem;color:var(--muted)}.photo-card .photo-body strong{display:block;margin-bottom:6px;color:var(--ink);font-size:1rem}.content-photo{margin:24px 0}.content-photo img{display:block;width:100%;height:auto}.editorial-note{background:#eef6fa;border:1px solid #d5e7ef;color:#39576a;padding:14px 16px;border-radius:14px;margin-bottom:18px}.media-strip{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:22px 0}.media-strip .content-photo{margin:0}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding-top:24px}.article-shell{display:grid;grid-template-columns:minmax(0,780px) 280px;gap:38px;padding:34px 0}.article{background:#fff;border:1px solid var(--line);border-radius:20px;padding:clamp(24px,4vw,46px);box-shadow:0 8px 26px rgba(28,54,72,.03)}.article h1{font-size:clamp(2.2rem,5vw,3.8rem)}.article h2{margin-top:36px;line-height:1.2;letter-spacing:-.02em}.article h3{margin-top:26px}.article p,.article li{font-size:1.02rem}.article ul,.article ol{padding-left:22px}.source-box{background:#f5f9fb;border-left:4px solid var(--brand);padding:15px 17px;margin:24px 0}.fact-box{background:var(--ok-soft);border:1px solid #cde7d5;border-radius:14px;padding:16px;color:#28563a}.warning-box{background:var(--accent-soft);border:1px solid #efcbc5;border-radius:14px;padding:16px;color:#6d2a21}.side{position:sticky;top:96px;align-self:start}.side-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;margin-bottom:14px}.side-card h3{margin-top:0}.side-card p,.side-card li{font-size:.93rem}.side-card ul{padding-left:18px}.related{margin-top:34px;padding-top:28px;border-top:1px solid var(--line)}.related h2{margin-top:0}.related-links{display:grid;grid-template-columns:1fr 1fr;gap:12px}.related-link{display:block;border:1px solid var(--line);border-radius:12px;padding:13px;text-decoration:none;font-weight:750;background:#fbfdfe}.related-link span{display:block;font-size:.82rem;color:var(--muted);font-weight:500;margin-top:3px}
.info-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}.info-table th,.info-table td{padding:12px 13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.info-table th{background:#f2f6f9}.table-wrap{overflow:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin:12px 0}.faq summary{cursor:pointer;font-weight:800}.faq p{color:#526276}.legal-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.legal-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}.badge-row{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.badge{font-size:.78rem;border:1px solid var(--line);background:#fff;border-radius:999px;padding:4px 8px;color:#4b5a6b}.hr{border:0;border-top:1px solid var(--line);margin:30px 0}
.footer{margin-top:48px;background:#0e1c26;color:#d5dee6;padding:44px 0 28px}.footer-grid{display:grid;grid-template-columns:1.25fr .8fr .85fr .95fr;gap:26px}.footer h3,.footer h4{color:#fff;margin-top:0}.footer a{color:#dcecff}.footer small{color:#9dafbe}.footer p{margin-top:0}.footer-bottom{border-top:1px solid #2a3946;margin-top:26px;padding-top:18px;font-size:.85rem;color:#9dafbe}.address{white-space:normal}
@media(max-width:1050px){.nav-links{gap:11px}.nav-links a{font-size:.88rem}}
@media(max-width:920px){.hero-grid,.article-shell,.footer-grid,.legal-grid{grid-template-columns:1fr}.cards,.trustbar,.quick-grid{grid-template-columns:1fr 1fr}.side{position:static}.nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 24px;flex-direction:column;align-items:flex-start;box-shadow:0 12px 26px rgba(16,42,58,.08)}.nav-links.open{display:flex}.menu-btn{display:block}.hero-photo,.hero-photo img{min-height:320px}.photo-grid{grid-template-columns:1fr 1fr}.photo-card.photo-span-2{grid-row:auto}.section-head{align-items:start;flex-direction:column}.related-links{grid-template-columns:1fr}}
@media(max-width:620px){.cards,.trustbar,.quick-grid,.photo-grid,.media-strip{grid-template-columns:1fr}.topbar .container{display:block}.topbar .container span+span{display:block;margin-top:3px}.hero{padding-top:34px}.hero h1{font-size:2.55rem}.article{border-radius:0;border-left:0;border-right:0}.container.article-container{width:100%}.nav{min-height:64px}.nav-links{top:64px}.hero-photo,.hero-photo img{min-height:270px}.hero-photo figcaption{left:12px;right:12px;bottom:12px;font-size:.84rem}.cta-row .btn{width:100%}}